Posts Tagged ‘Savings’
Out and about for nowt (as we say in Yorkshire)!
Wednesday, July 1st, 2009
I decided to make a short notice break away from the norm and galloped off to the coast for a few days of relative peace, naturally, for the purposes of research I had to do that on a budget.
So, having already spent a couple of days sharing a caravan at a Park Resorts site I decided to maximise the savings to be had. Park offer a saving for any repeat bookings in one season and since I was mentioned on the occupancy list last time, I’m entitled to the saving this time. The best savings are to be made when booking again before you leave and that applies to any of the sites around the country.
I managed to book a pretty big caravan for four on the East Coast for a long weekend and from there the plan was to explore.
En route we travelled through Hull, hardly a fine example of tourism but with it’s own appeal in the form of The Deep a large sea life centre just off the main roads. We got in for the family ticket price of £28.50 and there’s the option to upgrade that ticket at no extra cost to a year long pass, all they ask is for a donation next time but it isn’t compulsory. So, that’s a years entry into The Deep for around £7 each. You can even make use of the local tourist information board who often provide online printable vouchers or key phrases to quote and make even greater savings at attractions around the country.
We even managed to find some places of interest with free entry, like Wold’s Way Lavender Farm and we picked our own fruit at a farm down the road before driving home via Wentworth Garden Centre.
Park even assist with savings, for example you can buy entry for The Sea Life Centre in Scarborough at great reductions instead of the ticket sales at the venue. Alternately look at the internet site and find vouchers on site or sign up for Bview’s local listings to get an up to date link to the latest offers in the area.
No matter what type of holiday you want or even if you just want a day out or two, it’s worth searching around the internet for reduced price entry to visitor attractions and events all over the UK and really making the most of the sunshine.
Tags: attractions, caravans, days ut, holidays, Savings, tourism, visitors
Posted in Features, Findings, General, offers, Savings | Comments Off
Making the most of the scrappage allowance
Monday, June 29th, 2009
It’s been a great temptation for many car buyers to take advantage of the scrappage allowance scheme introduced by the government this year. The Scrappage Allowance / Vehicle Discount Scheme is a £300 million scheme which has been introduced by the UK government during the 2009 budget which involves the scrapping of a car or small van which is over 10 years old. The government is offering a £1000 incentive which will be matched by participating manufacturer’s dealers . The discount is deducted from the price you pay for the new vehicle.
Tempted and willing to research I had a look at the offers from Ford and found some interesting figures, they’re offering a £2K government scrappage amount and they’re going to match it, which sounds amazing, but that’s for a Style at £12,295 after reductions, then another £1,892 as a fee for the credit which stands at a whopping 7.9 APR. Suddenly the offer isn’t quite so tempting.
And there are caveats: The vehicle must only be first registered on or prior to 31 August 1999 and the owner must have owned the vehicle continuously for at least one year prior to the order date of the new vehicle.
The scrapped vehicle should have a UK address on the registration certificate (V5C) and has either a current tax disc and current MOT certificate, or has a current tax disc and a current Hackney Carriage Licence, or has an MOT certificate which expired no earlier than 14 days before the date of the contract for a new vehicle.
Neither vehicle (scrappage or new) should exceed 3.5 tonnes.
The purchased vehicle must be first registered in the UK on or after 18 May 2009 and have no former keepers.
The registered keeper of the new vehicle must be identical to the registered keeper of the vehicle to be scrapped. The Scrappage Allowance will be payable in relation to the first 300,000 new vehicles purchased nationwide or until 28 February 2010, whichever is sooner.
My reservations were repealed by the more promising offers with Kia, a subsidiary of Hyundai , where you can get a Picanto for a mere £4,495 on the road with a £2,000 combined saving with the new incentive. As a cash purchaser with no ridiculous APR to pay on a credit agreement, you’d actually be making a reasonable purchase for a new car, though it should be borne in mind that a car decreases in value rapidly for those first days of ownership and then drops to it’s usual steadier decline, but with a sensible road tax bracket, great fuel economy, low insurance grouping of 2, 3 or 4 and all around nippy features, perhaps many of the savings are to be made later. You could also look at the Fiat Eco at £5,995 and Peugeot 107 Urban Lite from £6,945.
It’s only a true saving if you don’t pay the hiked credit/ finance fees and interest rates.
Tags: car, dealerships, government incentive, Savings, scrappage allowance, vehicle
Posted in Features, Findings, General, News, offers, Savings | 1 Comment »
£ shops – are they worth it?
Wednesday, June 24th, 2009
There seem to be more and more pound shops and other similar cheap shops appearing on the high street in recent years, and its tempting to either dismiss them as selling tat, or assume that everything they sell is cheap, but what’s the truth really?
I’ve personally found that sometimes these shops appear to offer excellent value for the odd occasionally bought item, a vase, a set of mugs or a cake tin – for example I recently bought 100 wooden pegs in my local pound shop, and 100 pegs for £1 is crazy cheap – I mean that’s 1p per peg! It’s got to be a bargain at that price hasn’t it? But the items that they sell which I do buy regularly I’ve never really found them to be much cheaper for. Toothpaste for example – well yes, £1 is not a bad price for a tube of branded toothpaste, but most of the supermarkets sell it at a similar price on a fairly frequent basis, so I normally just buy it from there when it’s on special. Soft drinks look good when you compare them to the RRP prices– For example I spotted Pepsi Max and Fanta 2 litre bottles in there at £1 each, but when I popped across the road to Farm foods I found that they sell the same 2 litre bottles cheaper – Pepsi Max at 79p and Fanta at 59p, so we’re not talking a couple of pence cheaper either, we’re talking more than 20% and 40% cheaper. They do however do some excellent deals on coffee and sweets in my local store, so it does seem to be a little bit hit and miss really and the rule seems to be to keep checking other stores to make sure you are getting a bargain.
The other part of the question is whether these sorts of shops are good for the high street, do they make the supermarkets and other shops have to put their prices down, or do they just encourage us to spend money on things because they’re cheap when in fact maybe we don’t need them. Might I have been better buying fewer pegs for the a slightly higher price somewhere else, but getting decent quality ones that would last longer? There’s a good possibility that I would be to be honest, but like everyone else, I couldn’t resist the feeling of getting a bargain, so you tell me, do you think I got one? I’m not sure I know.
Tags: cheap shopping, discount centres, pound store, Savings, smart shopping
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The cost of having a baby
Friday, June 19th, 2009
It’s been estimated that it costs £180,000 to raise a child from birth to age 21, or so I read recently. It could be a terrifying prospect when finances are tight but there are ways to lighten the load.
I had known I wanted kids at some point but when the pregnancy test was positive it began a whole new ball game. Suddenly we had to buy all the things a baby would need and there was a little thrill in the idea of choosing all the lovely things we would want or need.
Still, I thought, I’ll be cautious and wait until 12 weeks before I start buying anything and I’ll spread the cost, though I couldn’t help but admire little things as soon as I knew. Passing the clothing section in Tesco added a whole new dimension to shopping.
Then, at 7 weeks and an early scan, we found we were going to be preparing for two babies. Shocker! I was delighted.
This put a whole new spin on things though, we lived in a pokey two up two down terrace and had no room for the obvious things we needed. Our dining table was a creative two seat affair and we simply couldn’t imagine what to do.
So, knowing we had to move and deciding to make a move on the property ladder meant baby shopping would be on the cheap. Knowing we had to have two of many things changed the budget.
Having established what was important, we decided that we would have new cots and mattresses but anything else could be second hand. Cots are known to harbour MRSA and may well explain many 2nd and consecutive sibling cot deaths when cots are reused but not cleaned properly in the interim.
My parents stepped in and bought two cot beds, half price at Toys R Us, just under £80 each. My twins are still using them at age 3 in their bed form and with at least another year or two of use to come.
The other grandparents bought the mattresses, also from Toys R Us, using vouchers we received when the cots were bought and we bought the type suitable for cots then beds with wipe over covering on one side and breathable cloth on the other. In other words, lifetime mattresses instead of the flimsy foam cot mattresses which would need replacing again as the cots became beds.
Our choice of cot beds was a slightly unusual size so we bought some of the sheets at Toys R Us too, again using vouchers from the back of the in store magazine and making use of a 3 for 2 offer, so I bought 6 which still see us through in rotation.
The rest of the bedding came from Dunelm Mill, which has a great selection of pretty, themed baby and child bedding in sets, which also have a great resale value later down the line. Dunelm Mill have a website if you don’t have one close by.
Now we had somewhere to put the babies we thought about transport. In a fit of organisation I posted a wanted advert on our local Freecycle website. Freecycle is all about reducing landfill by giving away items you intend to get rid of. You can post ‘wanted’ or ‘offered’ adverts. Some people are very rude and ask for things to sell, we’ve fallen foul of that, but some are pleasant and genuine and give things away which save other people no end of trouble.
Freecycle can be found by googling along with the name or your area or nearest town. It’s all free!
Our advert asked for any baby items for twins. From that one ad we got a McLaren double pushchair, two single Graco pushchairs with car seats and bases, two bouncers, two moses baskets and stands, a bottle warmer and a highchair. That’s around £800+ of baby kit and the givers were pleased to see it go.
We used a wallpaper stripper to steam clean everything, MRSA loiters in fabrics and the weave of moses baskets too. Research told us that bleach and high temperatures kill MRSA and most other nasties. Bleach isn’t kind to newborn skin so steaming was the way for us. Everything was in great condition anyway but looked brand new and gleaming once steam cleaned.
We gave the bottle warmer away pretty fast. It was a pain in the neck on the side in the kitchen. We found two Tesco 33p measuring jugs did the job just fine when filled with boiling water and the bottles placed inside.
We used all the pushchairs, the double at times and the single if we were both out, the car seats and bases were used everyday and eventually we gave them all away again to be used by others with their children.
We bought a single changing mat and kept it slid underneath an armchair when not in use, thereby not bothering with a changing unit, though my Nannan, excited about forthcoming babies bought one anyway so we had the luxury of having one in their bedroom too.
I joined the Boots and Tesco baby clubs, which has yielded a great deal of coupons, even during pregnancy, for stocking up on essential baby products and a few treats for the burgeoning mother to be.
Then I began shopping on eBay. Buying in bulk was great. I bought expensive washable nappies (Kooshies) in large quantities for far less than you can find on the high street. I’ll admit to failing entirely with washables, it was such a headache and I gave in and bought disposables to my own disgust.
However, I resold all my nappies and recuperated almost the entire cost back on eBay!
I then used the money again on eBay to buy bulk Tommee Tippee bottles, dummy clips, MAM teats and dummies and the other small paraphenalia which comes later. These are small items which not every baby or mother wants but if you do use them they begin to aggravate with their inflated prices.
Our girls would only have orthodontic teats and dummies, which was fine but they cost a little more than most.
Breastfeeding is the cheapest way to feed a baby of course, but not everyone can. I was able to make use of the local Surestart services who loaned out breastpump which had all brand new pieces, ensuring hygiene. This meant I could express to make the most of my milk even when one of my babies couldn’t feed. Eventually we used formula and even then, chose Farleys, one of the cheapest on the market but with the better balance of casein for babys instead of the much heavier products like Cow & Gate.
As the girls grew I would give away what they had outgrown or no longer needed and readvertise in need of each new stage of development on Freecycle and on the local forum. This gave us clothing and toys, a couple of lightweight strollers for a holiday, two bed guards when the cot sides came off, a baby walker and no end of other useful bits and pieces. Even now I can advertise second or third generation pre-loved items, continually passing on.
Car boot sales are a veritable gold mine for baby items, but only if you go early. The good stuff is sold quickly but the prices are usually excellent. We usually buy toys or clothes and we’ve had some John Rocha clothes and hugely expensive Fisher Price toys for as little as £3 for the £65 toy and 50p for clothing. A huge contrast to items when bought brand new in Mothercare or Adams.
eBay was handy for shoes too. Clarks cost an arm and a leg if you keep twins in them but since most toddlers barely make a mark on shoes until about 18 months old, you can get first walkers in mint condition for a snip on eBay. So, we had the girls feet measured but bought online, usually saving up to 80% or 90% of the cost and still having the right sizes and in the current trends in the Clarks stores.
After the initial few months of shed loads of baby clothes as gifts for the new arrivals, I began buying their clothes in bulk on eBay and in sales. It’s a habit I’ve stuck with. I keep a separate wardrobe of clothing for the year ahead as I buy all their clothes for the next age group. So, at the end of 08/09 winter stock sales I was buying the clothes for winter 09/10 in the appropriate sizes.
This means I’m prepared for any growth spurts and I can spread the rather diminished cost over the years sales.
We made full use of the Woolworths closing sales and stocked up on clothing, shoes and school uniform for when they need it in 18 months or so. At 45p – 99p each item instead of £7 – £15 each I’m happy to keep a little space aside for them.
There are no end of freebie websites which can help new parent with allsorts of items like feeding spoons and samples. They need to market their products and we need to save the cash, no problem. We tried no end of products by signing up to many websites. Just be careful to tick the privacy boxes or you’ll be plagued by junk mail forever more.
Anything we buy new generally has a resale value on eBay or on the local forum for sale section. We picked up two Bumbo seats on there for £15 and £13 and resold them on there 6 months later for the same prices. Both in the same condition and used well for several months.
Though we’ve saved money every step of the way where possible, occasionally sacrificing beauty for practicality, it’s been worth it. The days of empty nurseries full of antique furniture are long gone, we live in practical houses for the most part and most of the products we are instructed we ‘need’ are just luxuries which we must eventually part with. So why buy new and waste money? It might be a worthwhile investment if you plan to use any item for more than one child but there are so many baby sales items because they get very little use. The best part of the day a baby sleeps, nothing wears out, except patience now and then when they lie awake at night!
Tags: baby, children, family costs, Savings
Posted in Findings, Savings | 3 Comments »
30% off catalogue codes
Monday, June 15th, 2009
One of the interesting facts which came from the recession was the renewed interest in reusing and repairing, from clothing to cars and everything else around us. One of those was The Sole Man in Sheffield but sadly the decrease in spending hit too hard and his business closed this week.
However, if you haven’t got it you can’t repair it, or in some cases the item is beyond repair.
I’ve been working on my home, making the garden part play space and part relaxing social environment. As a result I needed to replace the rusted to death swing seat which sat despoiling my green haven.
I spent ages trawling eBay, Tesco online, Amazon and Argos, visited my usual haunts of Focus and Homebase and even tried further afield at Dobbies Garden World but I found nothing in my limited price range and appropriate size and style. Eventually, searching BView I fell upon Littlewoods Direct and their current offer. You might remember the name as domestic catalogue company or perhaps you’ve been accosted on the street during a marketing campaign. It’s less in vogue to shop by catalogue these days but when they’re giving away a generous 30% discount off items up to £500 for your first order it’s hard to ignore.
So, I signed up for a credit account, ordered a swish swing seat for my little suntrap and enjoyed the 30% off which entirely cancelled out the delivery charge and a further chunk of cash besides.
It’s worth noting that the same swing seat was £30 more expensive at Littlewoods that it was at Littlewoods Direct, so it’s worth taking the time to compare prices.
Now, boxing clever, you might not know that Littlewoods, Littlewoods Direct, Marshall Ward, Kays, Great Universal and others are all part of the same company, though, in distinction you can join each one with a separate account. Which also means you can use the 30% off code for each account but only on your first order. If you have a number of larger priced items or a families clothing to replace, it’s an offer not to be sneezed at!
I’m off to buy a new washing machine as the last one went the way of the decrepit swing seat.
Tags: discount, garden, home, littlewoods, save money, Savings, voucher
Posted in offers, Savings | 1 Comment »
Vi’s top vouchers for June
Friday, June 12th, 2009
I didn’t offer you any top tips for coupons last month, but thought I’d do so again this month and let you know some of my favourite ones I’ve seen here on BView.
Currys
For anyone who’s thinking of making an electrical purchase there are some great Curry’s discounts available at the moment. Which one you use is rather dependent on how much you’re spending, as they have vouchers for money off from £10 off £300 spend to £100 off when you spend £1000, and several others in between. Really useful if you have a major purchase to make as Currys are often pretty good on price to begin with.
Boots
With the sun showing her face for the first time in earnest recently, we’re all exposing a bit more skin. Boots are offering 3 for 2 on selected skincare products at the moment so you can get yourself in tip top condition before you head out into the sunshine. Don’t forget the suntan lotion though, we don’t want you spoiling your skin by turning it lobster red!
Pizza Express
If you’ve got an orange mobile phone, then you can get 2 for 1 on pizzas on Wednesdays with their special voucher codes. Simply print the voucher and pop your Orange Wednesday code into the box to validate it and you are away. As well as the pizza deal, you will also get two free servings of either Garlic Bread or Dough Balls it’s a brill bargain!
Chiquito
Now here’s a simple one for you. Sign up to receive their free newsletter (by e-mail), and they’ll give you a voucher to get some free nachos next time you visit them between Monday-Thursday.
The London Dungeon
With the summer upon us we all start thinking of holidays and days out with the family. Take a trip to the London Dungeon and you can get 2 for 1 entry with this printable voucher. If you’ve never been there, it’s quite an impressive place to visit.
There are a number of other places which you could look at visiting which are offering 2 for 1 or other discounts at the moment including the London Bridge Experience and the Imperial War museum. Don’t forget to look for discount vouchers this summer before you go anywhere, after all if there’s an offer available you might as well take advantage of it.
Tags: 2 for 1, bargain, boots, chiquito, currys, days out, discounts, london dungeon, pizza express, Savings, vouchers
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Saving money on your holiday
Wednesday, May 6th, 2009
We all enjoy a good holiday, it’s a time to relax and unwind. A time to forget the everyday cares and worries of work and home life. The problems come when paying for the holiday causes more stresses and money worries. So, with the economy the way it is currently, how can we cut the costs of travelling so we can still enjoy a holiday?
Taking a ‘discount holiday’ is one option that you could look a. This is a cheap holiday because it’s taken out of season, or at very short notice usually. Most of the larger companies like Thomas Cook, Thomson’s etc. all offer things like this, but they don’t generally advertise them in their brochures, for this sort of thing, you’ll often need to pop into a branch on the high street, or look online at their website to find what’s available. As well as these more obvious holiday companies, there are some online companies that specialise in this sort of thing, so it’s worth putting things like ‘cheap holiday’, ‘cheap holiday in Spain’ or ‘cheap holiday in USA’ into the search engines and seeing what it throws up at you, then having a good look around to see what you can find that might suit you.
Another way to do it, is to change the location of your holiday. If you normally go abroad, what about trying a holiday here in the UK instead. After all, when the weather is good here, it’s often just as nice as you’d get in France or Spain, and we have some lovely places around the country that are well worth exploring – from Cornwall and Devon in the south, to Wales in the west, Norfolk in the East and on upwards to places like the Lake District, and into Scotland.
If you want to keep it really cheap you could look at an option such as caravanning or camping. In the UK and across Europe there are many sites where you can stay for as little as £10 a night for a whole caravan or tent full of people. Obviously then you have to sort your own food out on top of this, and you’ll pay a little more if you want a site with a few more amenities, but it can prove to be a seriously cheap method of taking a break.
If you’re planning on being out and about in the cities across Europe and need somewhere to lay your head, but can’t afford to stay in expensive hotels, try looking at hostels as an option. These are a much undervalued resource these days, and many of them cater to couples and some to families too. The rooms are generally pretty basic, and unless you book a family room, you may be sharing with others, but when you can book a bed for the night from less than £10 in London, it’s something worth considering.
Tags: camping, caravan, cheap holiday, discount, holiday, hostel, Savings
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Saving Money on doing up your home
Wednesday, April 29th, 2009
…discounts, coupons & grants you can get to help you.
Decorating is an expensive business, and it can be even more expensive if you’re trying to make improvements to the house that are environmentally friendly. Don’t panic though, there are way’s you can cut the costs of all that DIY.
Government Grants
Did you know that the government wants people to put in things like cavity wall insulation, efficient water heating, and loft insulation? They do. So much so that they actually offer grants that are available to everyone to help them with the costs of installing some of these things. There are two schemes available, one is for people who are in receipt of certain benefits, and it gives a full grant to do certain things – this means that if you qualify, you could have your cavity walls filled, your loft insulated, and even a new sleeve fitted on your boiler completely free of charge! The other grant which is available is for the same sorts of items, but is available to anyone regardless of if they are on benefits or not, and could give you a discount of between 50% and 70%. You can find out about both here.
Coupons
BView has a section called ‘home and garden’ which is always worth keeping an eye on, there are coupons here for places like B&Q, Warrington Fire Surrounds, and ABC Carpets and Beds, as well as loads more places that do everything from lighting to flooring and kitchens. There’s another section on B-View which lists discounts offered by trades people too, so if you need a specialist it’s worth giving it a look, they’re not always national chains either, as BView encourages local trades people and stores to offer discounts through their site too.
Discounts
Lots of DIY shops want you to use their stores at the moment, so they’re all competing for your custom. What this means is that you will find most of them are running special weekend events where they offer discounts on one or more areas within the store, so plan your DIY with plenty of time, and you’ll be able to take advantage of these. Make sure you ask in the stores (the customer service desk is best) as well to see if there are any other discounts you can take advantage of. Some stores offer a percentage off to pensioners on a certain day of the week, and others offer a discount to people who’ve just moved home in the last few months.
Tags: BView, coupons, discounts, grants, home improvment, Savings, vouchers
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BOGOFs and Bargains
Thursday, April 9th, 2009
Ever heard the term bogof and wondered what it meant? Well it’s a term meaning Buy One, Get One Free. It’s a concept that has spread across the shops in recent years to try and tempt us to buy one brand over another, and seduce us away from our normal brand.
Is it a good idea? Well… this is something that varies quite a lot. If it’s an item that you were going to buy anyway, and you can store the extra one then it’s most definitely worth going for. After all you’re getting something for nothing. If it’s not something you normally buy then you have to stop and ask yourself a few questions – Do I really need this? Am I buying it to replace something else and if so does it work out cheaper this way? Can I store the spare one for long enough to stop it going off? If you don’t need the item and are just being seduced by the label telling you that you’re getting something extra for free, then you’re not going to save money and it’s not a bargain. If you are buying it to replace something else – exchanging one type of beef burger for another for example – then does it work out cheaper this way?
Look at the weight on each box as well as the price and number of items in the box like this:
Brand A Burgers – 8 in a box and the total weight is 800g. The price is £1.00
Brand B Burgers – 8 in a box and the total weight is 600g. The price is £1.50
Brand B are on bogof, Brand A are not.
Which is really cheaper?
What you are actually paying for brand B is £1.50 for 1200g of burgers which is equal to 12.5p per 100g (the calculation is 1.50 ÷ 12). Brand A which isn’t on bogof works out to 12.5p per 100g as well (the calculation is 1.00 ÷ 8), so really you are not getting anything extra for your money by buying the bogof item!
As you can see from this, it’s important to do the calculations to check because sometimes it’s actually a false economy to buy the item that’s on bogof.
Something else you can do if you don’t think you will use all the extra before the item goes off, or you don’t really have the space to store it, is to shop with a friend. By doing this, you end up each just with one item, but you pay half price for it.
Tags: bargains, BOGOF, discounts, Savings, shopping
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Branded or Unbranded?
Wednesday, April 1st, 2009
Most of us go shopping each week and shove the same things in our basket each time with little variation, but what if we stop and think about what we’re buying in terms of the brand name on it. Is it reeeeally worth paying more for an item just because it has a popular name written on it, or says that it’s extra special?
Most supermarkets have at least three different levels of their own brand products, as well as selling items made by the big brand names like birdseye, nestle, etc. So unless all you’re buying is the cheapest value items there’s usually an alternative that’s cheaper. Sometimes we can try these things and find them perfectly acceptable, and other times we’ll think hmm maybe not, and what works for me won’t necessarily work for you, so it’s no good me telling you which items I like that are cheap. However, most people don’t notice the difference on some items as they’re not generally used alone. By this I mean things like Vinegar where you don’t often use it on it’s own, so any difference in flavour is less noticeable.
Will the food taste as nice? Will the shower gel last as long? The only way really to find this out is to try the item and test it for yourself. For me personally, some things I’ve tried with trepidation and been very pleasantly surprised, others I think no way will I notice the difference, and yet when I try it, I do notice a difference and decide not to buy the cheaper version again.
One way to find out is to try one lower priced lower branded item each week. Some you may stick to, some not, but I bet you’ll find a few that you don’t mind. Another thing you can do is look online at forums, and discuss it with others who are thinking along similar lines. Sometimes it’s easier to talk to a total stranger this way than to our friends after all if you’re just user123 then no one knows YOU so it’s not so embarrassing.
Keep a note of what you think, maybe keep a few shopping lists or receipts too so you can look back after 3 months and see how much you’re saving on average by changing down. The saving can be quite surprising. A Branded pack of sausages can cost you around £2, but some supermarkets have sausages that taste almost as good for less than half that value.
Tags: bargains, brands, Savings, shop smart, shopping
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